Insights
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Proposed changes to discretionary trust taxation raise important questions for family businesses. Beyond tax obligations, existing trust structures can support business operations, succession planning and family wealth. Discover why understanding the practical implications is essential before considering restructuring.

A competitive interest rate does not automatically make a home loan the right choice. Discover why borrowers should compare fees, loan features, refinancing costs and existing business financial arrangements before deciding whether to switch lenders.

With separate card surcharges no longer permitted under the network rules described in this article, small businesses need to reconsider how they manage payment processing costs. Learn why reviewing merchant fees, product margins and pricing decisions matters before increasing prices.

Proposed changes to Australia's discretionary trust tax rules have raised questions for families who have relied on their existing structures for years. Discover what the proposed 30% minimum tax could mean, which exclusions may apply and why reviewing your trust deed, distributions and long-term family plans is important before making structural changes.

A business can maintain customer numbers and still experience declining profits and tighter cash flow. Explore how average transaction values, gross profit margins, operating costs and payment patterns can affect financial performance, and discover four key figures business owners should monitor each month.

Businesses developing new products, improving equipment or testing solutions to technical problems may be undertaking research and development without realising it. Learn about the proposed R&D tax reforms, how eligible activities differ from routine business improvements, and why documenting project costs and experimental work is important.

Moving business assets into another company may form part of a legitimate business structure, but timing and commercial purpose matter. Understand how creditor defeating dispositions, insolvency rules, valuations and proper documentation can affect asset transfers between related entities.

The Government has extended direct credit card payments to the ATO until 30 June 2027, but the proposed ban has not been reversed. Discover why the distinction matters for small businesses, how third-party payment providers may affect payment arrangements, and what businesses should consider when planning future tax obligations.

Australia’s new negative gearing rules introduce important considerations for inherited investment properties and changes in ownership. Learn how qualifying transfers involving deceased spouses, co-owners and relationship breakdowns may retain protected tax treatment, and why historical ownership records matter.

National economic growth does not always reflect the conditions facing individual businesses. Learn how SMEs can monitor sales volume, gross margins, debtor days and operating cash flow to identify financial pressure early and prepare for changing economic conditions.

The permanent $20,000 instant asset write-off offers eligible small businesses greater certainty, but it should not drive unnecessary spending. Understand how tax deductions affect cash flow, what eligibility rules matter and how to assess the commercial value of an asset before buying.

Your supplier's product price may stay the same while freight, fuel levies and logistics surcharges quietly reduce your margins. Learn how to identify hidden costs, calculate true landed cost and make informed pricing and supplier decisions.

Tax compliance costs extend beyond accounting fees. Complex rules can consume valuable time, increase administrative expenses and delay important business decisions. Discover practical ways to streamline processes and reduce unnecessary compliance work.

The proposed Innovative Business CGT Concession could offer tax benefits for qualifying investments in innovative startups. But founders need to understand the eligibility requirements, document their innovation and plan carefully while the legislation remains subject to change.

Rising fuel prices can affect far more than transport expenses. From freight and supplier increases to inflation and working capital pressure, discover how businesses can assess their exposure, protect margins and make better pricing decisions.

A commercial lease can affect cash flow, profitability and the future value of your business. Understanding the full occupancy cost, annual rent increases, guarantees and exit obligations can help you make more informed leasing decisions.

Being competitively priced may no longer be enough to win larger contracts. Discover how SMEs can strengthen governance, demonstrate compliance and assess the true cost of delivery to pursue opportunities that support sustainable business growth.

Regional businesses can apply for the 2026 Innovate with nbn Grants Program, with $125,000 available for innovative digital solutions. Applications close 12 October 2026.

Owner injections can keep a business moving, but repeated personal funding may hide deeper cash flow problems. Learn how to identify the cause and determine whether the business is genuinely supporting itself.

Your accounts show what you invoiced, but they may not show the value of work you delivered without charging for it. Learn how unbilled work, scope creep and unpaid variations can quietly reduce profitability.