Proposed changes to discretionary trust taxation raise important questions for family businesses. Beyond tax obligations, existing trust structures can support business operations, succession planning and family wealth. Discover why understanding the practical implications is essential before considering restructuring.

Proposed changes to Australia's discretionary trust tax rules have raised questions for families who have relied on their existing structures for years. Discover what the proposed 30% minimum tax could mean, which exclusions may apply and why reviewing your trust deed, distributions and long-term family plans is important before making structural changes.

A business can maintain customer numbers and still experience declining profits and tighter cash flow. Explore how average transaction values, gross profit margins, operating costs and payment patterns can affect financial performance, and discover four key figures business owners should monitor each month.

Businesses developing new products, improving equipment or testing solutions to technical problems may be undertaking research and development without realising it. Learn about the proposed R&D tax reforms, how eligible activities differ from routine business improvements, and why documenting project costs and experimental work is important.

Moving business assets into another company may form part of a legitimate business structure, but timing and commercial purpose matter. Understand how creditor defeating dispositions, insolvency rules, valuations and proper documentation can affect asset transfers between related entities.

The Government has extended direct credit card payments to the ATO until 30 June 2027, but the proposed ban has not been reversed. Discover why the distinction matters for small businesses, how third-party payment providers may affect payment arrangements, and what businesses should consider when planning future tax obligations.

National economic growth does not always reflect the conditions facing individual businesses. Learn how SMEs can monitor sales volume, gross margins, debtor days and operating cash flow to identify financial pressure early and prepare for changing economic conditions.

Your supplier's product price may stay the same while freight, fuel levies and logistics surcharges quietly reduce your margins. Learn how to identify hidden costs, calculate true landed cost and make informed pricing and supplier decisions.

An interest rate increase can affect more than loan repayments. Discover how to assess your debt exposure, calculate additional interest costs and stress test your business finances to make more informed decisions.

A familiar sales price does not always mean a familiar profit. Rising fuel, labour, freight, materials and other input costs can quietly reduce gross margin and turn previously profitable work into a margin problem.

Fast business growth can put pressure on cash even when profits are rising. Learn how working capital, debtors, stock, work in progress, capital expenditure and your balance sheet can determine whether growth strengthens your business or creates financial stress.

Your business may outlive your working life. Learn how family businesses can prepare for leadership, ownership, knowledge and wealth succession.

Regional businesses can apply for the 2026 Innovate with nbn Grants Program, with $125,000 available for innovative digital solutions. Applications close 12 October 2026.

Your annual insurance renewal should be more than an automatic payment. Learn how family businesses can review premiums, payment options, insured values, coverage and key risks to make sure their insurance still provides appropriate protection at a sensible cost.

Most family business owners are drowning in reports but starving for meaningful insights. By focusing on the right numbers, from revenue and cash flow to debt, labour, and growth, you can gain clarity, identify opportunities, and make more confident decisions for the future of your business.

What if your biggest customer disappeared tomorrow, sales fell 20%, or a family member could no longer run the business? The strongest family businesses are not those that avoid challenges, but those that prepare for them. By building financial resilience, protecting assets and planning for unexpected events, you can create more options when things get tough and position the business for long-term success.

A rising home loan can create pressure that quietly flows into a family business. Learn how to understand household cash requirements, protect business cash flow and plan sustainable owner payments without compromising tax, debt and working capital obligations.

A profitable business can provide a comfortable lifestyle, but true prosperity comes from building lasting family wealth. Discover how business value, debt reduction, succession planning, investments and retirement strategies work together to create financial security, freedom and a legacy beyond the business.

Victorian farmers may still have an opportunity to access drought support for eligible resilience and recovery activities. Learn what the grant can cover, who may qualify, why funding could close early and how to review your farm's finances before committing to new expenditure.

Owning a business and being a company director are not the same thing. Discover the key responsibilities every small-company director should understand, from financial oversight and governance to ASIC compliance and managing business risk.